Credit-Counseling Services: Are They Too Good to be True? (At Home)

AS HOMEOWNERS increasingly deal with the threat of foreclosure, “quick-fix” and “trouble-free” ways to get out of debt touted by some “credit-counseling” and “debt-management services” are tempting. But don’t fall for the trap: Those claims are often misleading because your debt didn’t pile up overnight, and it will take time and effort to get on the path to good credit again.

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Credit-Counseling Services: Are They Too Good to be True? (At Home) | psikologx | 4.5